Help Centre

Withdrawal Queries

How can I withdraw?

Taking money out takes about a minute. Here's how.

You'll need at least £10 in your withdrawable funds to make a withdrawal.

Withdrawable funds, bonus funds and held funds

Your Account page shows three balances, and only one of them can be withdrawn:

  • Withdrawable funds — money you can take out right now

  • Bonus funds — bonus money you've been awarded. It needs to be played through before it becomes withdrawable

Split Funds display - My account

Held funds — money you've asked to withdraw that we couldn't send to your card, usually because it's expired, inactive, or been reported lost. Your money's safe — you'll get it by bank transfer instead, and it's worth checking in with your bank too.

No held funds showing? Nothing's pending — all your withdrawals have gone through.

One thing to know: withdrawable funds is the balance that counts. If it shows £0.00, there's nothing more to withdraw right now.

Split Funds display - My account (held funds)
Withdraw from the app
Withdrawal Flow
  1. Open your Account → Tap the Account icon at the bottom of the screen.

  1. Tap Withdraw → You'll find it at the top of the page, next to Add money.

  1. Choose your amount → Enter how much you'd like to take out. It can be any amount from £10 up to your withdrawable funds balance.

  1. Tap Withdraw funds → That's it — a confirmation message will be displayed on your screen.

Withdraw on your computer
Withdrawal Flow - Desktop
  1. Click My Account in the bar at the top of the page.

  1. Click Withdraw funds.

  1. Choose your amount and the card you'd like the money to go to.

  1. Click Withdraw funds to confirm.

Where does the money go?

Your withdrawal goes back to the card you deposited with. If that card no longer works — it's expired, or been replaced — we'll send it to your bank account instead, as long as you've added one.

Adding a bank account takes a minute and means a failed card withdrawal doesn't hold you up. You can do it from Update payment details.

How long does it take?

It depends on how you're withdrawing:

  • cards and Apple Pay — usually 3 to 5 days. If you're with VISA debit or some Mastercard banks, fast withdrawals can land in as little as 2 to 4 hours

  • bank transfer — 3 to 5 days

  • cheque — up to 14 days

We'll email you once yours has been processed. If it's been longer than 4 hours for a fast withdrawal or 5 working days for a standard one, get in touch and we'll take a look.

Still not clear?